A word about giving…

Jesus had a lot to say about money. In many ways, how we use money reveals what our hearts are devoted to. We believe that giving of our finances is an essential element of discipleship and is to be done with a spirit of generosity and as an act of worship. We want to be faithful stewards of the resources God has entrusted to us.

To ensure financial integrity, we have a finance team composed of individuals from the church body who have a background in finance. This team reviews our financial statements each month and reports to the Board of Elders. We also solicit a third-party financial review each year to ensure that we are following best practices and are above reproach in our financial dealings. 

To donate using e-Give please complete the form to the left.

This e-Give solution is designed to enable you to contribute online and transfer funds electronically. Whether you’d like to give a single gift, schedule ongoing donations or view your giving history, you can do it all online. Please have contributions for the current tax year to the church office before Christmas.

TO GIVE IN MEMORY OF SOMEONE: Click HERE.  To read about giving directly from an IRA, please scroll to the information below the giving form.

Year-End Giving Statements ||  Log into your Shelby church account or contact the office for your year-end statement for your giving.  To receive tax-deductible credit for this calendar year, please have your gift to the office by December 24th. Electronic transactions should also occur by December 24th.


You may also text-to-give by sending a dollar amount (e.g. $25) to the number 727-513-1799. When giving for the first time, you will find out a short form with your billing information. After the initial setup, simply texting a dollar amount will complete the transaction.

Where does your money go?

We have committed $180,000 to support local and global missions, representing a little over 14% of our annual budget. Not represented is the giving of our members to individual missionaries, missionaries, and charitable non-profits, which we estimate to be close to the same amount that has been designated from our budget.

As our buildings age, more money is required to keep them in good condition. Several projects that your giving will help complete this year are: new flooring in our Worship Center, improvements to our playground, courtyard, and landscaping. We’re excited to continue to care for our campus with simplicity and excellence and are grateful for your financial support.


You may make contributions to Clearwater Community Church directly from your IRA and you don’t have to pay taxes on the distribution.

Maximize the value of your giving by eliminating taxes on your IRA distributions. An IRA charitable rollover allows individuals aged 70 1/2 and older to make a sizable gift from an individual retirement account (IRA) to Clearwater Community Church and receive significant tax benefits in return. You may give a gift up to $100,000 per year in IRA assets directly to CCC.

Benefits of Giving from an IRA Stewardship.


  • Distributions are not treated as taxable income, making it advantageous even if you don’t itemize deductions on your tax returns.
  • Versatility. Gifts from your IRA can be used to fulfill any charitable giving commitments previously made.
  • Impact. Gifts are tax-free to Clearwater Community Church, meaning the entirety of your gift will go toward the mission!
Gifts That Protect Assets

Gifts That Protect Assets

Requirements of a Qualified Charitable Distribution

Through IRA charitable rollovers, you can make donations to Clearwater Community Church without any federal tax liability, if the gifts are qualified charitable distributions (“QCDs”). Distributions qualify for all or part of an IRA owner’s required minimum distribution (RMD).

  • IRA holders must be age 70 1/2 or older at the time of the gift.
  • Give up to $100,000 per year as a single person or $200,000 per year as a married couple from separate accounts.
  • Gifts must be outright gifts made directly to Clearwater Community Church.
  • Distributions may only be made from traditional IRAs or Roth IRAs. Other retirement accounts are not eligible.
How do I make a Qualified Charitable Distribution to CCC?

Contact your IRA plan custodian to request a direct transfer.



Do I receive a deduction for my IRA gift?

No. Because the IRA assets haven’t been taxed, no deduction is allowed. To receive the deduction, you would be required to first treat the distribution as taxable income before taking the deduction. In most cases, it is better to not take the distribution as income.

How do I make a gift through an IRA charitable rollover?

 Simply contact your IRA plan administrator and inform them you want to make a charitable gift directly from your IRA. They will provide you with the forms required to do so.


Who benefits most from this gift option?

The non-itemizer. Those who normally don’t itemize their deductions can avoid taking the IRA distribution as income and send it directly to Clearwater Community Church. The financially stable. Those in high-income brackets who have large IRAs may want to make a qualified charitable distribution to reduce their income. In addition, they may have income tax savings not otherwise available because of charitable deduction limitations. A QCD up to $100,000 may have the triple benefit of reducing their taxable income, reducing the value in their IRA, and meeting their RMD


(727) 799-4444

2897 Belcher Rd, Dunedin, FL 34698

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